Income Tax Calculator (FY 2025-26)
Estimate your income tax under the new regime or the old regime, with a slab-wise breakdown, 4% health & education cess, and a monthly take-home estimate.
Enter details
Result
Total tax payable (incl. cess)
₹0
- Taxable income
- ₹0
- Tax before cess
- ₹0
- Rebate u/s 87A
- ₹0
- Health & education cess (4%)
- ₹0
- Effective tax rate
- 0%
- Estimated monthly take-home
- ₹0
Slab-wise breakdown
| Income slab | Rate | Tax |
|---|
About this calculator
For FY 2025-26 (AY 2026-27), the new regime is the default. Its slabs are: nil up to ₹4 lakh, then 5% (4–8L), 10% (8–12L), 15% (12–16L), 20% (16–20L), 25% (20–24L) and 30% above ₹24 lakh, with a ₹75,000 standard deduction for salaried taxpayers and a Section 87A rebate that makes incomes up to ₹12 lakh effectively tax-free.
The old regime keeps the classic slabs (nil up to ₹2.5 lakh, 5% to ₹5 lakh, 20% to ₹10 lakh, 30% above) with higher exemption limits for senior citizens, a ₹50,000 standard deduction, and access to deductions like 80C, 80D and HRA. It usually wins only if your total deductions are substantial.
Note: rates shown are for illustrative purposes based on published slabs — always verify on incometax.gov.in before filing. This tool does not model surcharge on incomes above ₹50 lakh.